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INSURANCE COVERAGE AND BAD FAITH Practice Areas


Insurance Coverage and Bad Faith

In today's turbulent times, with insurance companies responding to anything from natural disasters to business disruptions, legal questions often arise on policy and coverage issues.  Insurance companies and related entities seek seasoned legal advice with depth and breadth in relation to their industry, and Wilson Elser is there to provide such counsel.  Our insurance practice encompasses all segments of the insurance industry in the global community.  We provide services to a number of different types of clients, including insureds, brokers and agents, reinsurance intermediaries, surplus lines brokers, managing general agents, insurers and reinsurers.

Wilson Elser has a broad range of capabilities in the areas of insurance law and a long-standing national practice in insurance litigation.  We have a nationwide team of attorneys experienced in all aspects of insurance litigation and coverage issues.  We are able to handle various insurance matters on a cost-effective basis and to seek creative, aggressive and timely solutions to problems.

Wilson Elser has extensive experience in representing insurers in insurance coverage and bad faith matters.  We regularly prepare analyses and opinions as to coverage on a variety of policies, including, but not limited to, commercial general liability, builders risk, all types of professional liability, fidelity, directors and officers liability, employment practices liability, fiduciary, commercial auto and trucking, garage, first-party property, homeowners, life insurance, ocean marine, aviation, media, e-commerce, health and disability, and excess and umbrella.

Often, our analyses and opinions must deal with issues concerning bad faith.  The firm's historic and continuing involvement in these matters has allowed us to develop an extensive library containing insurance coverage information from many different jurisdictions.  This allows us to prepare opinion letters in a far more cost-efficient manner than other firms.

In addition to preparing coverage opinions and analyses, we actively litigate these issues, representing insurers in both federal and state courts throughout the United States.  The firm's philosophy is to attempt to dispose of litigation matters expeditiously and economically, whether through the use of dispositive motion, alternative dispute resolution or other creative approaches.  To accomplish our goal, we at times look for and consider ways to solve disputes that may not always be considered as conventional, but are nevertheless effective.

Because the firm has offices throughout the United States, it is often asked to serve as national or regional coverage counsel.  By using the firm in this way, insurers can be better assured of consistency in coverage opinions and can achieve economies of scale.  Perhaps no firm in the country is more suited to serve as national or regional coverage counsel than Wilson Elser.

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