Charles L. Ainbinder Associate




Charles Ainbinder represents insurance companies regarding all issues affecting insurance coverage. His practice focuses on providing insurance coverage opinions and on the defense of claims or suits on behalf of insurance carriers relating to general liability insurance policies, automobile insurance policies, and errors and omissions insurance policies. Charles also represents insureds focusing on defense of negligence actions for personal injuries. 

Areas of Focus

General Liability Insurance/ Insurance Coverage
Charles seeks cost-effective solutions to coverage cases through early assessment and negotiations, alternative dispute resolution and other innovative means. In the area of general liability coverage litigation, he has successfully handled cases brought by insureds seeking coverage for faulty or defective construction work. 

Automobile Liability Insurance/ Insurance Coverage
In the area of automobile liability insurance, Charles has successfully handled cases brought by other insurers seeking to avoid allocating a portion of UIM coverage under their insurance policies. His cases include all types of first- and third-party liability matters, personal injury and accident claims, regulatory compliance issues and environmental concerns. 

Insurance Defense/ Personal Injury/ Transportation
Charles has successfully handled cases brought by passengers alleging negligence against public transportation companies. He understands the unique issues facing companies that transport cargo and people, first- and third-party liability, subrogation issues, and the interplay of legislation surrounding vehicle operation and ownership responsibility.

Representative Matters

Obtained summary judgment on behalf of insurance carrier seeking partial allocation of underinsured motorist coverage in New Jersey State court.