Danica Lam Of Counsel




Danica Lam serves as coverage and monitoring counsel on behalf of insurers with respect to various lines of coverage. She provides coverage opinions on complex insurance matters and advises on interpretation of policies and analysis of the duties and rights arising from these policies.

In addition to her coverage practice, Danica is an experienced litigator. She has extensive experience representing carriers in first-party coverage and bad faith actions as well as subsequent contribution, indemnity and reimbursement suits. In addition to insurance litigation, Danica has represented corporate and individual clients in a wide range of complex commercial litigation, including health care privacy class actions, payer provider suits, labor and employment disputes, trademark litigation, contract disputes, fraud claims and tort litigation.

Prior to joining Wilson Elser, Danica was a partner at a boutique litigation firm and an associate at an appellate firm in the Los Angeles area. She also served as senior counsel at a Los Angeles˗based regional firm, where she focused her practice on complex insurance and commercial litigation.

During law school, Danica served as a judicial extern to the Honorable Soussan Bruguera and the Honorable Gustavo Gomez of the Los Angeles Superior Court, and as a law clerk at the California Department of Justice. She was a member of the Hastings Business Law Journal.

Representative Matters

Obtained judgment after trial on behalf of insurer client in reimbursement and declaratory relief action. Client recovered seven-figure defense fees and costs it paid in the underlying action on behalf of the policyholders. Judgment also included a declaration of no coverage for the underlying action where the tenants alleged intentional habitability tort liability against the policyholders. 

Obtained dismissal via a successful anti-SLAPP motion on behalf of insurer and law firm clients. Plaintiff claimed interference torts and bad faith against carrier and law firm that replaced him as counsel for the insureds. The court ruled that the carrier and law firm's actions were protected by the litigation privilege and dismissed the case. Clients were awarded attorneys' fees. 

Obtained dismissal via demurrer on behalf of professional line carrier in connection with a commercial general liability carrier's bad faith, equitable contribution and indemnity suit. Demurrer was sustained on the ground that four underlying money-laundering suits were not properly tendered. 

Obtained summary adjudication on behalf of a professional line insurer against a non-defending carrier that insured the same policyholder. The court found that the non-defending carrier had a duty to defend the underlying suit involving catastrophic brain injury of a minor. 

Tried coverage and bad faith case on behalf of insurer client, and defeated punitive damages and bad faith claim after a month-long trial. 

Tried coverage and bad faith claim on behalf of insurer client; during second week of trial, secured settlement in an amount less than half of plaintiff's last offer made under California Code of Civil Procedure section 998. 

Arbitrated multiple claims on behalf of leading health care provider in payer-provider contract disputes with consistent favorable results. 

Obtained summary judgment on behalf of Fortune 100 company property owner against seven-figure demand arising from brain injuries sustained at the client’s premises. 

Obtained summary judgment on behalf of a general contractor arising from a subcontractor’s employee's work-related brain injury, with seven-figure damage claim. 

Obtained summary adjudication on behalf of commercial landlord in connection with a tenant’s breach of a 10-year lease and personal guaranty; landlord awarded approximately half a million dollars for the remaining lease term’s unpaid rent.