Michael Guttman assists clients in preventing, mitigating and managing exposure through risk, crises, and claims and litigation management. He advises both public and private insurance entities regarding insurance coverage issues, interpreting coverage policies and helping to mitigate the high-dollar exposures that often accompany them. Michael seeks cost-effective solutions to coverage cases through early assessment and negotiations, alternative dispute resolution and other innovative means, while prepared to escalate matters to an arbitration hearing or to trial when these better serve his clients’ interests.