Nancy Lem Of Counsel




Nancy Lem provides opinions on commercial and personal lines policies and handles litigation of insurance coverage issues in the New York and New Jersey federal and state courts on behalf of commercial general liability insurance carriers. She has litigated declaratory judgment actions and other lawsuits related to insurance policy issues. Nancy also has managed and litigated high-value property and casualty claims, provided strategic evaluations and opinions on potential policy exposure, and recovery of defense fees or claims paid. 

Nancy has more than 10 years of experience with the Coverage Litigation Group of a major insurance company. In that role she handled litigation of commercial general liability insurance policies in federal and state courts at the trial and appellate levels.

Representative Matters

Coverage issues related to additional insured endorsements, construction defect, property damage, advertising injury, trademark infringement, environmental and mass tort, products liability. 

Cases involving: Builders Risk policies versus Commercial General Liability (CGL) policies, Commercial Auto policies versus CGL policies; Workers’ Compensation policies versus CGL policies; Allocation issues related to multiple underlying and excess policies. 

Provided opinions on bad faith claims. 

Assisted in NJ internal appeals of insurance coverage disclaimers. 

Conducted internal seminars on additional insured endorsements and risk transfer contract clauses. 

Lead counsel on reported New Jersey Appellate Division opinion related to additional insured coverage for insured against multiple carriers and recovery of defense fees and costs. 

Lead counsel on case litigated in the United States District Court for the District of Maryland related to coverage on a Builders Risk policy. 

Lead counsel on rescission action on a commercial auto policy procured by misrepresentation on insurance policy application commenced in the United States District Court for the Eastern District of New York with allegations of Federal RICO Act violations.