Stacey Darling (Associate-Portland, OR) defended the insured of a major insurance company client in a case where the policy limits were offered, but the plaintiff would not accept as there were codefendants in the case with a commercial policy. The underlying matter involved a series of auto collisions in December 2021 –  insured by our client – and in June 2022 – involving codefendant who was in the course and scope of his employment. The plaintiff eventually underwent a cervical disc replacement surgery after the second collision, and retained an expert to testify at trial, rather than the treating provider. Stacey subpoenaed the treating provider to testify regarding the plaintiff's history of neck pain including a chronic pain management plan that involved taking opioids daily for at least the past 10 years. Right before the plaintiff rested, he accepted the previously tendered policy limits of $25,000 to avoid having his treating doctor testify.