Edward M. O'Brien (Partner-Louisville, KY) obtained summary judgment in the U.S. District Court for the Southern District of Indiana in favor of Wilson Elser’s client, an insurer. This case stems from a brawl at an insured's bar establishment. The plaintiff, a bar patron, alleges that a bar employee inflicted serious physical injury upon him while attempting to break up an altercation. The patron sued the bar to recover the establishment’s insurance policy general commercial liability limit of $1 million. The firm's insurer client maintained that coverage for injuries caused by an assault and battery is limited to $25,000 per person under the policy. Eddie filed a declaratory judgment action, and despite the patron’s assertion that the policy language was ambiguous and that the general $1 million limit should apply, the court agreed with Eddie’s argument. It granted summary judgment in favor of Wilson Elser’s client, thereby limiting the insurer’s possible exposure to $25,000 instead of the $1 million general limit.