Julia Young (Partner-Orlando, FL) and Sara McLaughlin (Associate-Orlando, FL) secured dismissal of a case involving a dispute between a contractor, as assignee of the insured and our carrier client over payment for water mitigation services following a loss at the insured’s property. Julia and Sara moved to dismiss with prejudice, arguing the contractor lacked standing because its assignment of benefits (AOB) was invalid under Florida Statute §627.7152. Specifically, it was argued that the AOB failed to include the statutorily required written, itemized, per-unit cost estimate, and instead attached only a generic price list, and that noncompliance rendered the AOB void, eliminating any right to sue. Sara and Julia further asserted that the breach of contract claim failed for lack of a contractual relationship, and the quantum meruit claim was barred because any benefit from mitigation flowed to the homeowner. Lastly, the declaratory judgment count improperly sought an advisory opinion since the policy language is clear and no present controversy existed. The court agreed with Julia and Sara on all grounds and granted the motion to dismiss with prejudice.