Emily Fernandez (Partner-White Plains, NY) authored “Why Smartphones in Connecticut May Not Be Smart Policy,” appearing in the September 1, 2025, posting of CLM Magazine. The article discusses the profound legal and economic impact on Connecticut insurers and school districts of rapidly growing litigation resulting from now nearly ubiquitous cyberbullying incidents occurring nationally during the school day. Emily explores “whether Connecticut insurers and school districts face an increased risk of litigation and exposure where school policy permits any degree of student smartphone use during school hours,” noting many schools only restrict – rather than prohibit – smartphone use. This has led to plaintiffs’ attorneys arguing that such measures fail to comply with Connecticut law requiring public schools to implement policies to “prevent” incidents of cyberbullying in grades K–12. The article further suggests strategies for both insurers and school districts to evaluate and mitigate the risk of defending against costly cyberbullying lawsuits associated with smartphone use and related policies.