Wendy Testa (Partner-Philadelphia, PA), Ryan Williams (Partner-Denver, CO), and Casie Salvadore (Associate-Philadelphia, PA) collaborated on “Progress Isn’t Perfect: Emerging Professional and Technological Risks Facing Contractors and Design Professionals,” which appeared in the August 4, 2025, posting of the PLUS Blog. Errors & Omissions (E&O) coverage – once viewed as optional, or necessary only for design professionals – is becoming an essential component of a contractor’s risk management program. For the insurance claims professional, this evolution presents new questions of coverage, allocation, and defense strategy that must be answered against a rapidly shifting factual and legal backdrop. The authors conclude, “The convergence of professional services and cutting-edge technology has irreversibly altered the contractor’s risk profile and, by extension, the insurance products and claims strategies required to address it.”