Events

Events

Business Email Compromise and Funds Transfer Fraud: Key Legal, Coverage, and Investigation Updates
When: March 26, 2026
Conference: 2026 CLM Annual Conference
People: Dominik Cvitanovic
Cybersecurity and Data Breach Exposure: Nobody Likes a Stinky Onion
When: March 19, 2026 at 1:00pm – 2:00pm
Conference: Wilson Elser Forum 2026 Online Business Exposure Summit
People: Dominik Cvitanovic and Michael F. Ferragamo
Cyber Threats, Trends, and Incident Response: Post-2025 Update
When: January 13, 2026 at 1:00pm – 2:00pm (ET)
Conference: Wilson Elser Forum: Cyber Tuesdays
People: Dominik Cvitanovic and Joseph M. Fusz
Fraud in the Age of AI: Threats, Trends & Tactics
When: October 28, 2025
Conference: InfraGard National Members Alliance and Intouch Insurance Services Webinar
People: Dominik Cvitanovic
Cybersecurity Trends in Data Breaches and Data Privacy in Workers' Compensation Claims
When: May 16, 2025
Conference: Workers' Compensation Association of New Mexico
People: Dominik Cvitanovic
Inventory and Asset Management
When: May 14, 2025
Conference: NetDiligence Cyber Risk Summit
People: Dominik Cvitanovic
Emerging Trends and Tactics in Cyber Claims
When: April 10, 2025
Conference: CLM Annual Conference
People: Dominik Cvitanovic
U.S. Regulatory Investigations for Data Privacy and Cybersecurity
When: January 21, 2025 at 3:00pm (ET)
Conference: Cyber Tuesdays: Wilson Elser Forum Webinar
People: Jennifer S. Stegmaier and Dominik Cvitanovic
Harmonizing the Notification Paradigm
When: May 21, 2024
Conference: NetDilligence Cyber Risk Summit
People: Dominik Cvitanovic
Cyber Liability Underwriting and Coverage Issues
When: March 19, 2024
Conference: 12th Annual Cyber Liability Insurance ExecuSummit
People: Dominik Cvitanovic
Anatomy of a Ransomware
When: July 14, 2023
Conference: Second Annual NYC Cyber Symposium
People: Dominik Cvitanovic
Data Management and Security for the Courts and Litigators
When: December 2, 2022
Conference: Louisiana Judicial College and Louisiana Association of Defense Counsel
People: Dominik Cvitanovic

Events

Summary Judgment in Case Involving Lost Business Income Tied to Pandemic

Michael O’Malley (Partner-Chicago), Michael Harowski (Partner-New Orleans) and Dominik Cvitanovic (Associate-New Orleans) obtained summary judgment in favor of Certain Underwriters at Lloyd’s, London (Underwriters) in connection with an insurance coverage dispute in Louisiana state court for lost business income arising from the COVID-19 pandemic. The judge rejected the reasoning of a recent appellate decision that found in favor of coverage and instead found coverage had not been triggered because the insured was unable to demonstrate that it sustained direct loss of or damage to property. Louisiana is only one of three states in the nation with appellate law finding losses arising from COVID-19 could trigger business income coverage under a commercial property policy. During the summary judgment briefing, a Louisiana appellate panel issued a decision in a case that involved an identical claim against Underwriters for COVID-19, finding the same policy language involving “loss of or damage to property” was ambiguous and construed the ambiguity in favor of coverage. After a lengthy oral argument, the court ruled from the bench, rejected the reasoning of the other appellate court and found that such COVID-19 losses did not constitute “loss of or damage to property.” 

The decision is significant because it lays the foundation for a circuit split within Louisiana, and because attorneys, policyholders, insurers and judges nationwide have been following each of these cases closely as the total business income losses arising from COVID-19 is estimated to be in the trillions of dollars globally.
 

Michael J. O'Malley, Michael Harowski and Dominik Cvitanovic

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