Paul White (Partner-Los Angeles) was quoted in the March 13, 2020, edition of Law360 in an article covering “4 Key Coronavirus Insurance Coverage Battlegrounds.” If a property has been shuttered merely due to fears of the coronavirus, but the building remains habitable, the direct physical loss requirement for insurance coverage won't be met, according to attorneys. "We're shutting down as a global community not because property is impaired but because people are impaired," said Paul. "The practical nature is that there may be some direct physical damage or physical loss to some property, but it is probably going to be the exception to have a direct physical loss rather than the rule." If, however, an infected person has been inside of a property and physically contaminated it, that may be enough to meet the direct physical loss requirement, some attorneys say.

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