Lloyd Bernstein has devoted his practice for the past 20 years to defending the interests of insurers across the Pacific Northwest. Clients rely on Lloyd’s counsel to help navigate complex legal issues, including insurance coverage, commercial disputes, and the defense of extra-contractual and bad faith claims. During his 25-year legal career, Lloyd has amassed a thorough understanding of insurance and legal issues, nuances relative to local venues, and the landscape, judges, and insurance laws unique to these jurisdictions.

Lloyd is an accomplished trial lawyer who recognizes that an arbitrated, mediated, or negotiated resolution often better addresses the goals of the firm’s clients. To that end, he fields an experienced and skillful team of attorneys specializing in Coverage, Bad Faith, Risk Mitigation, SIU Assistance, Appellate, and insurance issues.

Clients appreciate Lloyd’s direct and open communication style and use of humor to put parties at ease and diffuse tensions. They count on his real-life approach and practical advice. Given his significant experience, Lloyd is prepared to lay out the risks and counsel clients on the most effective path to resolution.

Areas of Focus

Insurance Policies 
Lloyd represents insurers on issues involving various types of policies including but not limited to Property & Casualty; Professional, Employment & Fiduciary; Builders Risk & Inland Marine; Technology & Cyber; and Excess & Surplus.   

Advising on & Litigating Business Disputes
Lloyd has deep experience in dealing with business disputes, including employment, harassment, and discrimination; general, business and commercial contracts and torts; product, professional, and premises liability cases; construction, title and escrow, and real estate matters; and catastrophic injury and wrongful death cases.

    Education

    • California Western School of Law (J.D.)
    • State University of New York at Plattsburgh (B.S.)
      • University of Central Lancashire-England – Study Abroad

    Bar Admissions

    • Oregon
    • Washington

    Court Admissions

    • U.S. Court of Appeals, Ninth Circuit
    • U.S. District Court, District of Oregon
    • U.S. District Court, Western District of Washington
    • U.S. District Court, Eastern District of Washington
    • U.S. District Court, Central District of California
    • U.S. District Court, Southern District of California

    Professional Affiliations

    • Oregon Association of Defense Counsel (President, 2020; Board Member, 2014–2020; Chair, Insurance Coverage Practice Group, 2011–2013; Member,  Governmental Affairs Committee)
    • DRI: The Voice of the Defense Bar: (Member, Insurance Law Committee, Property Insurance Subcommittee, Bad Faith Subcommittee)
    • Association of Defense Trial Attorneys
    • West Side YMCA (Volunteer Youth Basketball Coach)
    • i9 Sports (Volunteer Youth Flag Football Coach)
    • Stand for Children Oregon (Beaverton Chapter Leader, 2013–2015)

    Awards & Honors

    • Selected for inclusion in The Best Lawyers in America®, 2026
    • Super Lawyers, Top Rated Insurance Coverage Attorney in Portland, OR, 2025
    • AV® Preeminent™, Peer Review Rated by Martindale-Hubbell
    • Selected for inclusion in The Best Lawyers in America® (2019–2021 Commercial Litigation; Insurance Law; Litigation – Insurance)
    • Named as a “Rising Star” in Oregon Super Lawyers (2008 – Insurance Coverage)
    • Recipient of The State Bar of California’s Wiley W. Manuel Award for Pro Bono Legal Service
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