Jennifer Cooperman (Associate-New York) and Joseph Francoeur (Partner-New York) represented two insurance agents who procured a deluxe homeowner policy for plaintiffs’ log cabin. A second structure, not covered, burned to the ground, and the co-defendant insurer denied coverage. Plaintiffs brought suit, alleging that our clients failed to procure the proper insurance coverage and that the insurer’s denial of coverage constituted a breach of contract, arguing that our clients referred to themselves as “agent” and “broker” interchangeably. All parties moved for summary judgment prior to depositions, and the motions were fully briefed before the COVID-19 pandemic. Jennifer and Joe argued that insurance agents, which our clients acted as at all times, owe a single duty to their clients – to procure the requested coverage within a reasonable time or inform the client of their inability to do so. Even if they had been acting as brokers, they would have satisfied their duty to plaintiffs in procuring the coverage requested. The court agreed and granted the motion in its entirety, dismissing all claims as against our clients. The court denied the motion as to the insurer, and that matter will continue to trial.