Roger Gottilla is a real estate and commercial financing attorney whose commercial law practice spans more than 45 years and encompasses the areas of commercial financing and banking law and all facets of related commercial litigation. He has extensive experience in representing all types of creditors and lending institutions in the financial services sector with respect to commercial loan workouts, restructurings and enforcement actions involving loan recoveries.

In addition, Roger counsels lenders in all aspects of commercial financing and construction lending transactions, including negotiating, documenting and closing all types of real estate transactions related to office buildings, apartment complexes, condominiums, hotel conference centers and other types of commercial property.

Areas of Focus

Creditors’ Rights
Roger has advised and provided guidance to lenders with devalued or distressed assets in terms of troubled loan negotiations, including drafting and implementation of loan restructurings and modifications of non-performing loans, forbearance agreements and deed-in-lieu transactions. Roger regularly counsels creditors in workouts and enforcement actions, including foreclosure proceedings, rent receiverships, replevin actions and disposition of recovered assets.

Commercial Litigation
With his ability to quickly grasp the subject matter of a case, Roger can precisely focus on the core issues in formulating a practical resolution strategy, whether through motion practice, litigation, settlement or trial. He counsels clients on pre-litigation strategies to trials and to post-judgment proceedings in federal and state courts. These matters include breach of contract claims, uniform commercial code actions, creditors’ rights, secured transactions and real estate matters. He is experienced in all aspects of state and federal court litigation, including defensive litigation and lender liability claims.

Financial Services
Roger represents lenders with respect to all forms of secured and unsecured commercial loan transactions involving mortgage term loans or offering lines of credit, including negotiating and preparing all documentation and handling loan closings.

Real Estate & Development
Throughout his many years of practice, Roger has counseled both buyers and sellers across the full spectrum of legal issues. This experience includes the negotiation and preparation of contracts and agreements, due diligence, title issues, bulk sales and other real estate issues. Roger’s experience includes the negotiation, structuring and closing of real estate loans for the acquisition of real estate and construction loan financing relating to office buildings, warehouse and storage facilities, retail properties and shopping centers, apartment buildings and mixed use properties. He brings exceptional negotiation and drafting skills to the tasks of structuring and closing deals and excels at overcoming obstacles that routinely arise and impede real estate transactions.

    Education

    • Rutgers School of Law (J.D., 1973)
      • Constitutional Law Award
    • New York University (B.A., 1970)

    Bar Admissions

    • New Jersey

    Court Admissions

    • Supreme Court of the United States
    • Supreme Court of New Jersey
    • U.S. District Court, District of New Jersey

    Professional Affiliations

    • New Jersey State Bar Association
    • American Bar Association

    Awards & Honors

    • Selected for inclusion in The Best Lawyers in America®, 2024-2026
    • 2021 Lawyer of the Year, Banking & Finance Law, The Best Lawyers in America©
    • Selected as one of The Best Lawyers in America© in the Banking and Finance Law area, 2013-2023
    • AV® Rated by Martindale-Hubbell
    • New York Area’s Top Rated Lawyers, 2012

Roger R. Gottilla

Roger Gottilla is a real estate and commercial financing attorney whose commercial law practice spans more than 45 years and encompasses the areas of commercial financing and banking law and all facets of related commercial litigation. He has extensive experience in representing all types of creditors and lending institutions in the financial services sector with respect to commercial loan workouts, restructurings and enforcement actions involving loan recoveries.

In addition, Roger counsels lenders in all aspects of commercial financing and construction lending transactions, including negotiating, documenting and closing all types of real estate transactions related to office buildings, apartment complexes, condominiums, hotel conference centers and other types of commercial property.