Wilson Elser’s Insurance Regulatory & Compliance Practice encompasses all segments of the insurance industry globally, helping to navigate the myriad regulations with an understanding of the policies and politics behind them.

Backed by 45 years of related experience, our attorneys offer comprehensive, purposeful and timely legal counsel to insureds, brokers and agents; reinsurance intermediaries; surplus lines brokers; managing general agents; and insurers and reinsurers. We draw on the experience and nationwide resources of the entire firm and are in frequent contact with key state and federal insurance regulators before whom we represent our clients in actions and transactions.

We advise on:

• The creation of insurance companies, the domestication of U.S. branches of alien insurers, and the re-domestication of U.S.-based insurers and reinsurers
• The qualification of excess and surplus lines insurers
• The formation and registration of risk retention groups and purchasing groups.

We also guide insurance company demutualizations, mergers and acquisitions; reorganizations and spin-offs; and shell company purchases and sales.

Our Insurance Regulatory & Compliance attorneys carefully monitor regulatory bodies and advise clients on the relentless changes in licensing and regulation. We often assist in preparing for compliance audits and counsel insurance agents, brokers, underwriting managers, managing general agents, third-party administrators, reinsurance intermediaries and consultants on the current regulatory landscape and its practical implications.

We counsel these service providers and all of our clients on what constitutes unfair trade practices, their fiduciary obligations, and the implications of partnering with licensed entities and referral sources as well as which activities are licensable by the states. Wilson Elser attorneys similarly handle runoff of liabilities and advise on day-to-day compliance issues of business operations and on insolvency proceedings, inclusive of rehabilitation, conservation and liquidation proceedings.

For several of our clients, we form multidisciplinary teams to deliver a broad array of related legal services, including:

• Cybersecurity & Data Privacy
• Corporate Governance & Compliance
• Commercial Contracts & Agreements
• Employment & Labor
• Intellectual Property & Technology